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LEASE LIMIT APPLICATION

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Start Your Lease Limit Application

Enter your email — no credit needed*, no long-term commitment*.
Your job and checking account are your credit.

Instant Decision Up to $3,500* Cancel Anytime

Note: Leasing is not available in ME, MN, NJ, OK, VT, WI, WV, or WY

Email Address *

Phone *

Pre-Qualified Criteria

Must be over 21 years old and have a Social Security Number (SSN).
Your job and checking account health are your credit with us:
- Steady income of at least $2,000 per month for the past 6 months.
- An active checking account with steady income deposits, no negative balance, excessive overdrafts, or fees.

Credit Impact

No Negative Effect: This is not a credit transaction and no established FICO score is necessary. Our no-credit-needed lease application does not impact your FICO score.

Lease Terms

Flexibility: Lease as you go, with the option to own, or return and cancel the lease at any time.
Ownership: All lease payments apply to the ownership price. After a 12-month lease, the item is yours to keep without any additional cost.
Early Buy-Out Option: Take advantage of our 100 Day Price or buy out early at anytime and save.

Notice at Collection

We collect personal information, such as your name, date of birth, income, Social Security number, and bank details, to verify your identity and assess your lease eligibility. Submitting this form does not affect your credit score. See full notice.

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Basic Information

First Name *

Middle Name

Last Name *

Suffix

Monthly Income *

Payroll Type *

Source of Income *

Income Frequency *

Last Payday *

Confirm Your Identity

Driver's License Number *

Driver's License State *

Social Security Number *

Birth Date (Must be 21 years or older) *

Safe & Secure

Payment: The weekly payment amount displayed is only an estimate. The actual amount and terms will be in your lease agreement once the application is approved. The default lease payments are set to 26 bi-weekly payments (with the option to change to weekly payments after your first 2-week lease payment is made). In-store pickup is available for certain select items and if available, can be chosen during checkout. The transaction is a rental or rent with option to own agreement (or in certain states, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase) provided by Simply Lease. We use the terms “lease”, “lease agreement”, “rental-purchase agreement” and “agreement” the same. You will not own the leased merchandise or acquire ownership rights unless you make payments for the full term of the lease or exercise an early purchase option. There is no obligation to continue with the lease past the current payment. Amounts shown do not include sales tax. No down payment is required to own the leased merchandise. An initial two week’s lease payment is required to be paid and cleared before fulfillment.

No Credit Needed means this is not a loan, credit or finance transaction and no established FICO score is necessary, but approval is not guaranteed. Simply Lease may check creditworthiness from alternative (not major) credit agencies. The application will NOT affect your FICO score. “No Commitment” means this is a monthly rental with option to own; therefore, it’s not debt on your credit report and you can return the property and cancel the contract anytime. Approvals may be subject to manual review for verification purposes at any time.

Early Buyout Options: You may purchase the Property at any time by exercising your Early Buyout Options. During your first 100 days, depending on your lease terms, your early purchase price will be the 100 Day Price listed in the lease agreement plus tax, less 100% of all rental payments that have already been applied. After 100 days, your early purchase price will be approximately 50% of your remaining lease to own payments.

Lease Limit: The amount of your lease limit (also referred to as “spending limit”, “shopping limit” and “approval limit”) represents the annual rental amount, for all items combined, that you can lease minus any outstanding leases you may have. Your lease limit may vary based on review of application and is subject to change at our discretion at any time.

Availability: This offer is not available in the following states: Maine, Minnesota, New Jersey, Oklahoma, Vermont, Wisconsin, West Virginia and Wyoming. Terms and pricing may vary by state. General requirements: (1) must be at least 18 years old (may vary by state), (2) have a valid SSN or ITIN, phone number and address, (3) have a current verifiable and steady source of income and (4) have a credit or debit card (non-prepaid) and an active checking account in good standing.

LEASE LIMIT APPLICATION

Start Your Lease Limit Application

Pre-Qualified Criteria

Credit Impact

Lease Terms

Notice at Collection

Basic Information

Confirm Your Identity

Checking Account Information

Credit/Debit Card Information

Pending Approval

You Can Shop First:

You are Approved!*

Steps to Get Started:

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Steps to Get Started:

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